The Reserve Bank of New Zealand has increased the Official Cash Rate (OCR) by 25 basis points, taking it from 2.25% to 2.50% following its July 2026 review. For New Zealand borrowers, this marks an important change in direction. After holding the OCR at 2.25% through the earlier reviews of 2026, the Reserve Bank has … Read more
Explore the pros and cons of fixing your mortgage and what to consider before locking in your interest rate. Table Of Contents: What Is a Fixed Rate Mortgage? Benefits of Fixed Rate Mortgages How Long Should You Fix Your Mortgage For? Fixed vs Floating Interest Rates Understanding Early Repayment Fees Comparing Home Loan Rates Using … Read more
As a homeowner, you may have the option to refix your home loan. This could be a great way to secure a lower interest rate and save money on your monthly payments. However, it’s important to understand the different refix options available to you, and how each one can impact you financially. What’s a home … Read more